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PRACTICAL GUIDE

What peptide therapy costs

"How much is this going to run me?" is the question everyone has and few sites answer honestly. Here's how the bill actually breaks down, the levers that move it, and why insurance usually isn't one of them.

Last updated: August 21, 2026 · 7 min read

The bill

The four line items

  • The peptide itself. The biggest variable. Driven by the molecule, the dose, and the compounding pharmacy.
  • The consult. A telehealth or in-person visit to get the prescription, often with periodic follow-ups.
  • Pharmacy & shipping. 503A/503B compounding pharmacies set their own pricing; many providers bundle discreet shipping.
  • Supplies. Bacteriostatic water, syringes, alcohol swabs, a sharps container — small but real.
Named figures

What providers actually publish

Most of them don't publish anything. You answer the intake questions, and a price appears at the end. A few print the whole ladder, and those are the numbers worth anchoring on — everything below was read off the provider's own page on August 13, 2026.

Recovery, longevity and sexual wellness. On TeleZenMD, sermorelin, NAD+ and PT-141 all sit on the same rung: $148 the first month, $198/month after, or $498 for a quarter paid up front — about $166/month. NAD+ nasal spray is the cheapest way in at $98 the first month. Maximus prices its oxytocin cream at $99 the first month and $199/month after. That's a medication plan, not the whole bill — supplies are still yours.

What the entry price comes to over a year

Every ladder above opens with a promotional first month, and that is the figure readers carry away — it is also the one figure nobody pays for long. The sums below are arithmetic on the published numbers, nothing else: the left column is what you get if you take the opening figure as the price, the right is what twelve months of the same plan actually adds up to.

The published ladder Opening figure × 12 Twelve months as billed Difference
TeleZenMD — sermorelin, NAD+, PT-141 $148 first month, then $198/month $1,776 $2,326 +$550 · 31%
Maximus — oxytocin cream $99 first month, then $199/month $1,188 $2,288 +$1,100 · 93%

Paying up front is the one lever with a number on it. TeleZenMD's $498 quarter works out at about $166/month; if that rate holds all year, four of them is $1,992 against $2,326 billed monthly — $334 less, or 14%. That is the whole of the published discount, and it is the only version of “multi-month pricing” on this page with a figure attached rather than a promise.

One ladder is not the market. It's the ladder that happens to be public. Treat it as the shape of the thing rather than the going rate, and ask any provider you're talking to for their number in writing before you commit to a multi-month plan.

GLP-1 weight loss we don't quote here at all. It moves too fast for a page that gets edited by hand.

GLP-1 prices move weekly

Track live, source-by-source GLP-1 pricing on our hub's price index instead of a number that's stale by the time you read it.

Open the GLP-1 price index
Coverage

Why insurance usually doesn't apply

Most peptides on this site aren't FDA-approved drugs at all — they are compounded on a prescription — so commercial insurance typically won't cover them. The exceptions tend to be FDA-approved agents (for example, certain GLP-1s) prescribed for an on-label indication — and even then, coverage and prior-authorization rules vary a lot by plan.

The levers

How to lower the bill without cutting corners

  • Ask about the lowest effective dose — you're often paying by the milligram.
  • Compare compounding pharmacies; the same molecule can vary in price.
  • Watch for multi-month or bundled pricing if you're committed to a protocol.

Be skeptical of prices that look too low — unlicensed "research chemical" sources are untested and not a saving.

Compare provider plans & pricing

See how licensed providers structure their plans before you commit.

Compare providers

Prices are what the named provider published on the date shown, not a quote to you, and nothing here is medical or financial advice. See our Medical Disclaimer.

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